Pensions legislation has evolved so much over recent years and many people are unaware of the rules regarding Lifetime Allowance, the Annual Allowance for contributions, Income Drawdown, death benefits and Occupational Pension schemes – all of which can have a significant impact on your pension and retirement plans.
Attivo Financial Planning believe the vast majority of our clients will need specialist pensions advice.
Not all financial planning firms or financial planners are occupational pension specialists; in fact only a minority are. Attivo Financial Planning has supported and trained a number of pension transfer specialists within our team to gain the advanced qualifications and experience required by the FCA to provide advice in this extremely complex and high risk area of financial planning. This enables us to give pensions advice on Occupational Pension schemes including Final Salary and other complex pension schemes with guarantees and protected rights.
If you have pensions it is vitally important that they are reviewed regularly, not only to ensure they meet your retirement objectives, but because of the changes to legislation and pension schemes themselves. We believe only professionally qualified Independent, occupational pension specialists should advise on pensions, and would encourage anyone seeking advice on pensions to ensure that they only take advice from a financial planner who meets this standard.
"What I’ve found very helpful about Attivo Financial Planning and their service is the personal touch. No matter how small or large your investment you feel that your financial situation is important to them and they are actually just working for you. It’s a good gift to have to make you think that you are the only client."
"I like the fact that as soon as you walk through the door you’re given a great welcome, there’s a fantastic team there and you can see everybody has expert knowledge of their areas of expertise... understanding that my own personal wealth is managed to the level it is at Attivo Financial Planning gives me great reassurance."