Services

The right independent advice at the right time

Whether you want to maintain, create or grow your wealth, it is important you have a plan. Attivo Financial Planning can review your existing investment portfolio, establish your current attitude to risk and talk to you about your priorities.

Whatever stage you are at in your life, retirement planning is something you need to consider, particularly since retirement rules applied in 2015 made pensions more accessible and inheritable than ever before.

Proactive personal tax planning utilising all available and relevant tax allowances (eg ISA allowance), should be a key component of every financial planning strategy to ensure all income and capital gains taxes are minimised.

Inheritance Tax (IHT) is a complex subject and is increasingly becoming a concern for individuals, particularly as house prices rise. If your estate is likely to be worth more than £325,000, (£650,000 as a married couple) at the time of your death, you need to consider the potential impact of IHT on your family.

As a privately owned business ourselves, we understand the challenges of owning and running your own business, the significant commitment, time and energy it takes. It is a big part of what defines who you are and could be the biggest asset you own, so you naturally want to look after it.

As well as the key services already mentioned, Attivo Financial Planning has access to professionals who can help with other services such as mortgages, protection and will writing.

Our fees

We do not charge for an initial meeting but if you ask us to provide you with independent financial advice we will charge you for that advice. We will always agree the fees with you up front, and put details in writing.

Before you become a client of Attivo Financial Planning, you will be given our Private Client Agreement which outlines our fees in detail and gives you a typical example.

You can either settle the fees directly with us, or, in most cases, we can arrange for fees to be taken from your existing investment via the product or platform provider. This will be clearly shown on your valuation statements.