Pensions legislation has evolved significantly in recent years and many people are unaware of the rules regarding Lifetime Allowance, the Annual Allowance for contributions, Income Drawdown, death benefits and occupational pension schemes – all of which can have a significant impact on your pension and retirement plans.
Attivo Financial Planning believes that the vast majority of our clients need specialist pensions advice. Not all financial planning firms or Financial Planners are Occupational Pension Specialists; in fact, only a minority are. Attivo Financial Planning has supported and trained a number of our team to gain the advanced qualifications and experience required by the Financial Conduct Authority to provide advice in this complex area of financial planning. This enables us to give pensions advice on occupational pension schemes including Final Salary and other complex pension schemes with guarantees and protected rights.
It is imperative that your pensions are reviewed regularly, not only to ensure they meet your retirement objectives, but because of changes to legislation and pension schemes themselves. We believe only professionally qualified, independent, Occupational Pension Specialists should advise on occupational pensions regardless of their complexity, and encourage you to only take advice from a Financial Planner who meets this standard.
"I like the fact that as soon as you walk through the door you’re given a great welcome, there’s a fantastic team there and you can see everybody has expert knowledge of their areas of expertise... understanding that my own personal wealth is managed to the level it is at Attivo Financial Planning gives me great reassurance."
“We had various financial goals when we met with Attivo Financial Planning. We wanted to buy the unit we ran our engineering business from, and then when we eventually decided to sell the business, we wanted it to be in the most tax-efficient way. We wanted to ensure we had funds left over to give us a level of income in our retirement that we’d become used to while working. Attivo Financial Planning helped us meet our goals. They are a great team of genuine people that just want to help you achieve what you want.”