Business insurances

Business insurances cover a variety of risks which could impact your business and take into consideration a range of factors including your turnover, location, industry, and number of employees.

Key insurances include:

Professional Indemnity Insurance – protection against claims for losses suffered by clients as a result of the advice or service they have received.

Public Liability Insurance – protection against claims for third party injury or property damage (recommended if your business regularly interacts with the public).

Directors’ and Officers’ Liability Insurance – protection against claims made against your business’ directors and managers for alleged wrongful acts.

Employers’ Liability Insurance – protection against 11 claims for employee injury or property damage sustained during work (a legal requirement if you have employees).

Buildings and Contents Insurance – protection in the event of damage to your premises and what is inside.

Vehicle Fleet Insurance
– protection for multiple vehicles registered in the business name or that of a company director or partner, meaning that all the business’ vehicles can be insured under one policy.


Key Person Cover

Key Person Cover is designed to help protect your business in the event of death or severe illness of one or more key employees. As the policy is owned and paid for by the employer, any pay-out is payable to the business.

To find out more about how we can help you, please contact us on 01242 585444 or